Sausage and Broccoli Quiche; credit cards — 6 Comments

  1. I know what you mean about easy credit. I don’t remember having a credit card in Australia. I had a debit card. Once we moved to London in 1997 and got a steady job I got a credit card. The initial limit was £5000 I think. Every six months I was offered a higher limit. I could have gone up to probably £30K. Every time they offered I declined. Every time I declined they informed me that it would harm my credit rating! Anyway, I still have that credit card, for emergencies. Every so often I ring up the nice people in India who manage it and remind them that I have it for emergencies only. It works fine these days and nobody bothers offering me an increased limit. I discussed personal loans at the beginning of last year with our French bank. Apparently we do enough business with them to automatically qualify for an affordable loan of the sum I asked about (€7000). In the end I didn’t take them up on it, but it was an interesting exchange of information.

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